Work with me
How can I help?
New business launchpad
If your business activities will fall under JFSC supervision, and the regulatory framework feels a bit overwhelming - I've got you.
I work with sole traders and small businesses right at the start, simplifying regulatory requirements and helping you set up solid foundations from day one.
This can include:
Guidance through the JFSC application
Documentation tailored to your business
Training and ongoing compliance support
I know budgets are tight when you're starting up - so my support is affordable, with payment plans available. Get in touch for a quote.
Happy clients
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"Ches delivered outstanding compliance support, blending in-depth knowledge with a friendly and approachable style. Her service was both professional and reliable throughout."
Greg Layzell, Layzell & Co and Trifecta Corporate Services Ltd
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“Ches guided me with clarity and confidence, making a potentially complex and stressful application feel straightforward and well managed. She was engaging, approachable, and highly knowledgeable, always explaining requirements clearly, responding promptly to questions, and offering practical, accurate advice grounded in strong experience.”
Tom Noel, Accelerate Accounting Limited
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"Ches provided outstanding support with our application to the JFSC. She was incredibly responsive throughout the process, her attention to detail was exceptional, and she turned the work around remarkably quickly."
Rory Forrest, FractionGC Law
Compliance function effectiveness review
Compliance teams do the heavy lifting, but ultimately responsibility sits with the board - and you need to be able to demonstrate to the JFSC that the function is working as it should.
Internal assessment is useful, but an independent review adds a fresh pair of eyes, challenges assumptions, and provides proper reassurance.
My review includes:
Documentation review
Surveys with relevant stakeholders
Analysis against regulatory expectations
Clear and concise findings with practical recommendations
Subsequent reviews can be a lighter version as the foundational work would have already been undertaken.
Financial crime culture survey
The JFSC requires boards to consider what cultural barriers exist to prevent the operation of effective AML/CFT/CPF systems and controls - and take effective measures to address them.
This survey tests behaviours across 20 culture themes, including escalation, speak-up safety, due diligence discipline, policy consistency and client pressure.
The framework aligns to regulatory expectations around tone from the top, governance, risk-based approach, due diligence and reporting culture.
Results are analysed and you’ll receive a clear, board-ready report: traffic-light ratings by theme, plain-English findings, and focused recommended actions.
Board effectiveness review
The JFSC requires regulated businesses to regularly review their corporate governance arrangements, including an assessment of the board’s effectiveness. This can be a self-assessment or external assessment.
Best practice would be for an independent review to be conducted at least once every three years.
My review can include:
Documentation review
Surveys with relevant stakeholders
Analysis against regulatory expectations
Clear and concise findings with practical recommendations
I can then assist with a self-assessment questionnaire for the two years following so that the responses remain anonymous and the data is easily comparable.
JFSC examination and remediation support
If you’ve received a JFSC examination notification:
I can assist from the beginning to end of examinations, guiding you through every step of the way and providing support to ensure that your examination runs smoothly.
If you’ve received a JFSC examination report with findings:
I can assist with preparing an effective remediation action plan, providing oversight of your remediation, and/or assist with completing remedial actions.
Root cause analysis
When a material breach or regulatory finding arises, firms are judged not only by the issue itself but by how effectively they respond. The JFSC expects root cause analysis to be completed.
This analysis helps firms identify root causes - exploring why the breach occurred and what systemic weaknesses allowed it to happen.
The process includes structured surveys to capture perspectives across teams, and data-driven insights to reveal patterns, inconsistencies, and contributory factors that traditional narrative reviews may overlook.
The resultant report pinpoints underlying control, governance, or behavioural causes, forming the foundation for meaningful remediation.
Temporary resource
When you need an extra pair of (safe) hands.
This may include cover whilst you find replacement compliance personnel or hands-on assistance with compliance projects.
This service is currently limited to trust company businesses and public authorities, and will be dependent on capacity.
FAQs:
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I can do either, however my preference is to work remotely.
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Clients typically provide me with a company laptop so that I work from within your systems. However, I can also work from my own system which is fully secure.
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No, we will have an agreement for me to provide you with my services as a consultant.
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Under the current regulatory framework, it is not possible for me to be appointed into key person positions on an outsourced, short-term basis.
The typical approach would be that a board member hold the position and I support with covering the role’s responsibilities, whilst you recruit the right person as a replacement.
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Costs are dependent on factors such as the scope of the work, length/timeframes, industry sector(s) and risks. Please get in touch for a quote.
